Tips to Save on Auto Insurance

Personal Insurance in Irvine, California

At Great Park Insurance (GPI) in Irvine, CA, we know that it can be hard sometimes to figure out insurance policies and what discounts are eligible for them. Sometimes, members qualify for discounts that they are not even aware of that could save them money on policies like their homeowners insurance. Other times, there are simple ways where information just needs to be provided in order to receive a discount as well. In this article, we will be going over simple ways to save on your auto insurance!

 

Good Driver Discount

 

One of the most self explanatory discounts is the good driver discount. Depending on the carrier and how long you have been licensed, clean driving records can save you a lot of money on your insurance. Claims are less likely to be filed and the roads are safer when we are mindful drivers. 

 

Good Student Discount

 

If you have children or are a student yourself, many carriers also provide discounts for those with good grade averages. The typical requirement is to have a B average or above a 3.0 GPA. Young drivers can hike up prices a lot when it comes to auto insurance, so keeping an eye on your kid’s grades or your own can help reduce the policy premium.

 

Group Discounts

 

Group discounts include a range of qualifications whether you have a certain occupation or you are a part of an association that qualifies. Starting October 10th, Mercury Insurance will be including discounts for Costco members, pilots, Bank of America employees, and more. Other carriers also often include discounts for certain STEM occupations or educators. 

 

One easy way to get discounts as well is to join the alumni association of your university as some of these programs will have a multitude of benefits. It never hurts to ask about what you may be eligible for without changing your lifestyle at all, so do not hesitate to inquire with your agent.

 

Overall, we understand that it can be confusing to navigate what discounts you qualify for. We highly encourage our members to be proactive in asking us what carriers can offer them. We strive to work for your community. 

 

If you would like to see what discounts will work for you or to start a quote, please call in at 949-387-3242 or email for more information at info@greatparkinsurance.com

 

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