Additional Protection For Your Property.
A personal umbrella policy is one of the lesser known types of insurance that can protect you, members of your family, and your personal assets.
The coverage is wide-ranging compared to other types of insurance policies and tends to be cheaper given the amount of coverage you’re typically provided. The reason for this is because an umbrella policy only kicks in if one of your other policies (Auto, Homeowner, Watercraft, etc) is maxed out as a result of a claim.
It isn’t often that a claim is so severe that it results in a max payout on an insurance policy. If such a claim did happen and litigation was brought against you to cover your liability, then your personal assets including your home, property, and savings could be at risk. But having umbrella insurance in place provides the peace of mind that you have the coverage necessary to protect you in the event of a catastrophic claim.
The following addresses some of the more common questions consumers have regarding personal umbrella insurance.
Personal umbrella policies provide three types of coverage:
The best way to determine the benefits of an umbrella policy is to ask a licensed agent in our office. We can assist you with assessing your personal insurance needs and provide you with some quotes from several of the top insurance companies.
Our licensed staff is ready to help you get multiple umbrella insurance quotes. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.