Insurance For Your Boat and Watercrafts.
Heading out on the water can be a relaxing way to spend time with family and friends. Boat insurance can help protect not only your vessel but also protect you should someone get injured while you’re operating your boat. There are several different types of coverages that you can purchase with a boat insurance policy:
Very few states have mandatory boat insurance laws. But that doesn’t mean that you don’t need it. Even if you aren’t concerned about damage to your vessel, there are significant liability risks associated with operating a boat. Should someone get injured while on your boat or as a result of you operating your vessel, you run the risk of exposing your personal assets to litigation if you don’t have adequate insurance to protect yourself.
Many different factors play a role when determining the cost of boat insurance: where you primarily operate the vessel, your age and marital status, the type of boat that you own, the horsepower of any engines that you have, whether you own a home, even your credit score can all have an impact on how much you’ll pay for insurance. The best way to find out what your premium will be is to ask a licensed agent in our office to provide you with some quotes from several of the top insurance companies.
Our licensed staff is ready to help you get multiple quotes for your Boat Insurance. Because we’re an independent insurance agent we can shop from multiple insurance companies to help you find the right coverage at the right price.